First Time Homebuyer
Worried about financing as a first time home buyer in CA? Look no further, here's what you need to understand.
- Purchasing your first house is a special time, whether you have resolved to settle down, buy a puppy, and do the crossword every evening or are only looking for some new energy it is all in all an exciting encounter.
- In California alone a year over 437,600 houses were marketed, are you ready to bring an extra digit to this scarily large statistic? If this is so, we focus in California first time home buyer programs including deposit assistance and much more.
- So, strap in tight and hold on for the ride -- here's everything you want to know about being a CA first time home buyer.

- While buying a house will require a down payment, renting usually takes a deposit along with other maintenance and access fees. As a first home buyer in CA, buying or even deciding to lease your very first house can be a stressful experience.
- It is not easy choosing where to live, especially when investing huge sums of money in the shape of a deposit alongside a mortgage or loan to pay off the house for the following years. That's why we're here.
- Our staff in the mortgage division specializes in down payment assistance while also providing you with preferred realtor for first-time buyers and even tenants in the California region. First, however, let us clear up exactly what we mean with a down payment.
What is a down payment?
Before we enter the main chunk of what we do and how we do it, let's first clear up what we mean by a deposit.
Definition of a Down Payment - A down payment is a payment that's made upfront to get an expensive product or service such as a car or house. The down payment generated represents a proportion of the full purchase price -- putting in to place the residual financing.
( This is done using a licensed Realtor In California )
However, while this is rare it is certainly something to be careful of: in some instances when prices fall through due to the purchaser this down payment can be lost -- even more reason to go with a group of professionals to get the job done to get this work done correctly.
That is where we come in at Team Whigham.
First Time Home Buyer In California - Off Payment Assistance In California
Team Whigham
- As a first-time buyer in CA or even seasonal buyer, our job is to support you through the entire process of purchasing a new residence. Including down payment assistance, using our survey (we will get to this in another ), and also the utmost assistance from our team of real estate agents.
- What if we told you we had a one-stop solution for CA first time home buyers? Our California first home buyer programs are designed to take you through the entire process -- by figuring out your down payment, receiving a loan to cover your deposit, and calculating your overall mortgage. Right.
- First, let us take a look at that poll.
Down Payment Assist In California Survey
- Available on the Down Payment Assist In CA site, our survey will take you through a variety of different questions including your max down payment, home purchase price, your estimated credit rating, along with your home location (alongside a few other people!) .
- This survey is designed to give you and us an idea of your current financial situation in regards to being a first time house buyer in CA. Completing the survey will allow you to find out your budget in regards to buying your first house, while also allowing you to assess your current financial situation.
- To get our Down Payment Assistance in CA poll, please see here.
- Once you have filled out the questionnaire you will receive the lowest down payment potential -- helping your mind rest at ease.
- From here, we are able to set you up with a California first time home buyer program -- if that's something you are interested in? This program permits you to select a loan program, repayment terms, interest rate, and monthly mortgage payment to best suit you and your loved ones.
- If you don't yet have a realtor can also provide this too. Our team of professional realtors are readily available to carry you through the entire process, all of the way up to the exciting day of stepping foot into your new residence.
- After you've chosen the home buyer program that's best for you, you just submit an application and this will be assessed for approval.
Down Payment Assist In California -Home Purchase Calculator
- But in addition to our fantastic survey tool we also carry a purchase and refinance calculator available on our site.
- You can access it by clicking here.
- This calculator allows you to input your home cost, duration, interest rate (that we supply ), and eventually your down payment that you have figured out through using our survey instrument.
- Using this calculator will provide you with a rough mortgage estimate, letting you see whether this is the ideal option for you and more importantly if you are ready to become a first-time purchaser in CA.
Down Payment Assistance In California- CA first time house buyer? No problem! We provide California first time home buyer programs to suit your needs, from our online survey and calculator to California down payment assistance we'll guide you through the whole process of purchasing your very own and first home.
- If you'd like to contact Jason and the team you are able to fill out our Down Payment Assistance application here and once you employ Jason Whigham will get back to you. Alternatively, you can email at jwhigham@loandepot.com, ring right now direct at -LRB-800-RRB- 807-5022 or locate additional contact methods on our website.
- Thus, whether you're needing California down payment assistance or are just looking for advice on buying your first home we're here to help you every step along the way.
- MY-Down Payment Support looks forward to hopefully seeing you soon!
- My-Down Payment Assist specialists would advise and guide you through the best home buyer's loan to get.
- Down Payment Assist in California - First Time Home Buyer Programs California 2020 is bridging the gap to homeownership in California.
- How Do I Get in touch with My-Down Payment Support
- If you'd like to reach out to My-Down Payment Support to discuss available options for you.
Address: 2220 Douglas Blvd #250, Roseville, CA 95661
Hours: Open 24 hours
Phone: -LRB-800-RRB- 807-5022
Locate Down Payment Assistance in California Apps- CalHFA CalPLUS Conventional First Mortgage Loan Program with ZIP (HFA Preferred)
- CalHFA MyHome Assistance Program -- Traditional
- CalHFA MyHome Assistance Program -- FHA
- NeighborhoodLIFT Program -- Sacramento -- FHA
Northern California
Down Payment Assistance In California - CA Areas Serviced
My-Down Payment Support service all of Northern California and Southern California! Florin
First Time Homebuyer Sacramento California - Are You Looking for Sacramento Down Payment Assistance For First Time Buyer Programs In Sacramento CA? Call Jason Whigham 800-807-5022 And Save on your next CA house purchase.
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